User:HermanCiantar

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How can a title company insure a Florida property on a private road for more than 10 years? Once an Owner's Policy is issued, it is in effect for as long as that owner is in title to the property, be it 1 year or 80 years. A Mortgage Policy covers the Lender's interests until the mortgage is paid off - either through the life of the loan, by sale or refinancing.youtube.com If i didn't pay my title pawn and they don't come get my car what can i do about the title?youtube.com Assuming you used the car's title to guarantee the loan - IF you fail to repay the loan, they can repossess your car ANY time they want to !


The title of the car remains the property of the loan company until you repay your debt. How can you take a cosigner off of a loan without refinancing? You have the title company write up a "quit-claim deed" for the property. You need to sign it and then the person you want off the loan has to sign it (but they MUST have it notarized), then it can be mailed back to the title company for completion. Can one title loan company find out if you already have a title loan? Yes, they would obviously know about it. When a title loan company offers you a title loan, it will check the car title well in advance.


When it checks the title, it will easily come to know about any liens. Is Michigan a non title holding state and who keeps the title the owner or the lien holder? Michigan is a title theory state where the property title remains in trust until payment in full occurs for the underlying loan. If you know of a vehicle is due to be repossessed by a title loan company parked on your relatives property and the property owner wants the vehicle moved - - what is your options? Your first mistake was borrowing money from a title loan company.


IMO they should all be put out of business. They prey on the poor and charge an exorbitant rate of interest. You now have 2 options. Pay the loan off and keep your car or allow them to repossess your car.youtube.com You can hide it, but eventually they will find the car. Don't give these sleeze bags the satisfaction of getting your car. How to qualify fir a loan with a property tax lien ny state? The lender will require that you pay off the tax delinquencies with some of the proceeds of the loan if it decides to approve the loan. It cannot acquire clear title to the property if there are property tax liens.


Can the cosigner repossess property other than a vehicle if the primary debtor is not making payments? No. The co-signer has no power of "repossession" unless they are on the title of the financed property. In that case they can "take possession" of the property and pay the loan. No. The co-signer has no power of "repossession" unless they are on the title of the financed property. In that case they can "take possession" of the property and pay the loan. Is it against the law to hide your car from title loan company? You will have to check with a local lawyer to be sure, since some states may have a law that says it is illegal, though I have never heard of one.


You don't have to hide it, just keep it on private property and make sure the property owner does not give consent for anyone to come on the property and tow it away. Does a cosigner own the property if he pays off the original loan? The cosigner of the loan owns 1/2 of the property if they are on the title. What if you sell the car and you have a title loan out on it? That's illegal. Technically, if you 'borrow' money against your vehicle, the car becomes the property of the loan company until you've repaid the loan.


If you sell the car before the loan is repaid, you're likely to land yourself in court ! A private loan company. Can you get an income tax exemption on a housing loan taken on your mother's property? No. You MUST be on the title and the loan. Also, it is unlikely you can find anyone to give YOU a loan on your mothers property, without your name being on the property. Where do you record a home loan if borrowing the money from a private party? With the county the home is in. Contact the county clerk/recorder to record your deed of trust or hire a title company to do it for you.


Should both names be on the property title if you co sign a loan? If you co-sign and your name is not on the title to the property then you may become responsible for paying for property you do not own. When you co-sign you are agreeing to pay off the loan if the primary borrower fails to pay.youtube.com If you co-sign and your name is not on the title to the property then you may become responsible for paying for property you do not own. Does cosigning mortgage papers and not loan papers constitute ownership? The title to the property is what defines ownership. The person cosigning a loan has no rights to the property unless their name is also on the General Warranty Deed/title.


Can a private party get a vehicle title as collateral on a private loan? In short, yes. You just have to sign a legal agreement that the person that currently owns the car is willing to put up the title of the car as collateral for the private loan. Make sure the person who has the loan possesses the title and has filed a lien with the Department of Motor Vehicles. Always consult an attorney for legal matters. In Virginia can you trade in a vehicle that has a title loan? Not without a release from the loan company. Will title companies charge you for title insurance on a refinance when you already have title of insurance proof? The refinancing of property is a new loan, unless you are getting a mortgage modification. When the old loan is paid off, the MORTGAGE Policy on the title expires.


The lender, regardless of whether is it the same lender or not, will require new coverage on the new loan. Can you change the names on a mortgage loan? Not without refinancing the existing loan and changing the names on the title to the property.. What happens to the liens on a property if it is lost to foreclosures? The liens are usually in place when the bank or loan company takes possession of the property. The company/bank can pay off all liens and clear the title for resale or it can be put to auction with leins in place. Monies from sale are first used to clear title before new owner can take legal possession.


Regulations can be different depending on type of property and state. What company is known for no credit check unsecured loans? There are several companies that will processes an unsecured loan without a credit check. It is important to determine what type of loan that is needed. A payday or cash advance loan requires you to write a check and the money is given minus a loan fee. The loan must be paid by your next paycheck. What happens if you Car title loan in default and car is totaled? Typically you need a car with insurance to get a title loan.


If your car is totaled, the loan company are entitled to that money since they hold the title for your car. Can the financial institution holding your car loan sue you for fraud for not allowing them to repossess your car? Not Fraud, but Grand Theft Auto. The car is the property of the Finance Company, until the loan has been paid off. Then, and only then is the title to the car passed to you. How to go about finding the company that holds your property title insurance? In most cases the title company that closed your loan is the agent for the title insurance company, and can be contacted regarding insurance issued on your property.


Answer Contact the Agency that issued the title insurance at time of closing. If an Owner's Policy was paid for, they should have issued you an actual insurance policy, complete with a Title Jacket and Policy Number. Can you apply for a mortgage on property you have no title to? No. You would have no standing to pledge property you don't own to obtain a loan. Defaulted [https://www.embassyloans.com/embassy-loans-in-florida/embassy-loans-for-west-palm-beach-florida/ Auto Equity Loans West Palm Beach] loan and finance company does not want vehicle back how do you get the title? If you have defaulted on the loan, you must sell the vehicle, pay off the loan you have, receive a lien release on title from the loan company and sign it ovet to the buyer.


This is bad situation as most people will not pay for a vehicle with out receiving the title at the time of purchase. Do you have to pay a Tennessee title loan back if you never had a clear title? Absolutely. You still borrowed the funds to purchase the property and you signed a note promising to pay the loan. Absolutely. You still borrowed the funds to purchase the property and you signed a note promising to pay the loan. Absolutely. You still borrowed the funds to purchase the property and you signed a note promising to pay the loan. Do you need a title company to submitt a title search to apply for a deed? Most lenders require a title search before they grant a loan for a mortgage.


If you are purchasing land and not borrowing the money to pay for it then before you pay over the purchase price you should have the title examined by an attorney or title company. Can a loan company come and get your property even if your not the one who took out the loan? If you are talking about Federal guaranteed student loans, then the answer is no. Federal collection agencies do not repossess property.youtube.com Is a co-signer a co-owner? No. A cosigner is not a co-owner of the property simply by signing the loan contract. They must specifically insist that they be added to the title.


Otherwise they have promised to pay for property they do not own if the primary borrower fails to pay. No. A cosigner is not a co-owner of the property simply by signing the loan contract. They must specifically insist that they be added to the title.youtube.com What is the meaning of property loan? Does a car that is not drivable require insurance in Oklahoma? Is the car on Private property or parked in a public place? On your Private property, without valid Tags and Without a loan against it then no insurance required. Does the title company represent the seller or the lender? Neither. The title company represents itself.


A POLICY is issued for either a Loan/Mortgage Policy covering the Lender's interest in the property when a loan requires title insurance by the Lender. An OWNER'S Policy is issued to the new buyer should they choose to take out an Owner's policy to cover prior owner's acts that could affect the property. Do you get the title to your car if you have a loan on it? No. You don't get the title to your car until any loans against it are paid in full. In several states, you will get a title document- but it will show the loan company or bank as a lienholder.youtube.com What is a mortgage title guarantee? Who offers private loan consolidation?